⭐ 5.0 Google Rated|DPIIT Certified Startup
Overview
The Pradhan Mantri Mudra Yojana (PMMY) provides collateral-free loans up to ₹10 lakh in three categories — Shishu (up to ₹50k), Kishore (₹50k–₹5L) and Tarun (₹5L–₹10L).
Who Needs This?
Micro entrepreneurs, small manufacturers, service providers and traders.
Key Benefits
No Collateral
Collateral-free under PMMY guarantee.
Lower Interest
Competitive rates.
Simple Process
Streamlined KYC.
Eligibility
- Non-corporate, non-farm SME.
- Income-generating activity.
- Valid PAN and business proof.
Documents Required
KYC of promoter
Udyam certificate
Bank statements (6 months)
Business plan / quotation
Our Process
1
Category & lender fit
Shishu / Kishore / Tarun mapping.
2
Application preparation
Documents finalised.
3
Bank submission
Application at partner bank.
4
Disbursal
Loan credited on approval.
Pricing
Success-fee based
Final quote depends on your specific requirement. Get an exact figure in writing after a free 10-minute call.
Why choose Utkarshudyam?
Expert Team
CAs, CS and industry experts on every case.
End-to-End Docs
Checklists, drafts and prompt reminders.
DPIIT Certified
A recognised startup helping others grow.
Transparent Fees
Written quotes, no surprises.